Mayfield

Giving individuals and families access to safe and affordable loans

Our No Interest Loans are absolutely free of interest, fees, charges or penalties. They’re about giving individuals and families access to safe and affordable loans for everyday items such as white goods, car repairs, school uniforms, computers and medical bills.

People with poor credit history, or a string of bad debt and no spare cash, really struggle to find the funds for these every day or emergency costs, which can lead to substantial hardship. This basic financial support means that individuals and families are able to look towards their future, with a loan that empowers them, rather than adding to the cycle of debt.

The Community Centre plays an integral role in the Newcastle community as safe and welcoming place for homeless persons and people living on the margins.

The Centre provides a place where some of the most lonely and vulnerable people in our community are supported to address key issues, such as personal health, drug and alcohol dependence, mental health and housing needs. Responding with compassion, practical care and support, the service assists clients in developing skills to build independence and resilience.

Giving people a fair go with a loan they can afford to pay

StepUP low interest loans are a fair and affordable option for families and individuals on low incomes, who require funds for personal and household expenses up to the value of $3000.

Alternative options such as payday lenders or loan sharks provide little to no help in breaking the cycle of debt, and by the time interest is paid, the value of the loan can increase by up to 400%. Families and individuals receiving government benefits or who have a marked credit history also come up against barriers when they seek loans through traditional channels, such as banks, so StepUP gives them a fair go and provides them with a loan they can afford to repay.

HopeStreet welcomes many people living with disadvantage through its doors every day, to enjoy nutritious, wholesome sit-down meals.

Most often, they are homeless and the meal we provide might be the only meal they eat that day. It’s not just about the meal though; HopeStreet is a safe and welcoming place where positive friendships are built and the sense of community is strong. Food support extends beyond sit down meals at HopeStreet; crisis food packs are also provided often to individuals and families who lack the basic items to make a meal.