No Interest Loans
We support low-income earners by providing small loans with absolutely no interest, fees, charges or penalties. We also teach our clients budgeting skills and financial literacy to empower them to make informed financial decisions. Loans can be used for purchasing significant household items such as bedding, furniture, white goods, computer equipment, medical and dental costs, green slips and car repairs. Loans are available to people who: - Are on a low income - Are receiving income support from Centrelink - Hold a Centrelink concession card - Have lived in their current accommodation/residence for at least six months - Have a willingness and capacity to repay a loan. Click here to apply for a NILS loan.
The Community Centre plays an integral role in the Newcastle community as safe and welcoming place for homeless persons and people living on the margins. The Centre provides a place where some of the most lonely and vulnerable people in our community are supported to address key issues, such as personal health, drug and alcohol dependence, mental health and housing needs. Responding with compassion, practical care and support, the service assists clients in developing skills to build independence and resilience.
Low Interest Loans (StepUP Program)
We provide low interest loans to individuals and families on low incomes who hold a current Centrelink Concession Card or receive Family Tax Benefit Part A. Interest is charged at a fixed low rate and loans can be repaid over three years. The loans offer between $800 and $3000 for personal or household expenses. These expenses may include but are not limited to: - Household Items including fridges, washing machines, and furniture - Car expenses and repairs - Computer needs - Medical and Dental expenses - House repairs
Newcastle Street Outreach Service
BaptistCare provides a street-based outreach service, which provides practical care and support to vulnerable people in the inner city of Newcastle, including the homeless, the hungry and socially isolated people. The service operates a street van providing free meals, tea and coffee, cold drinks, clothing, blankets, referral and advocacy services. The service also operates a Saturday night BBQ in the Newcastle CBD, which engages and feeds people on the streets or people struggling with food security. The service acts as a key referral point to the BaptistCare Community Outreach Team.
Community Outreach Team
BaptistCare's Community Outreach Team is focused on reducing homelessness in Newcastle. The Outreach Team serves as part of the innovative Reaching Home service, which has been established in Newcastle under the NSW Homelessness Action Plan. Partners in the Reaching Home service are Housing NSW (HNSW), Legal Aid NSW, Hunter New England Health and BaptistCare. The Outreach Team has staff on the streets of Newcastle 5 days a week supporting the city’s most vulnerable rough sleeps and homeless people into emergency accommodation with HNSW support. The service enables clients access to relevant health, legal and other support services, with ongoing case work towards the goal of securing them long-term sustainable housing.
Our Community Centre provides regular sit-down meals, offering a wholesome meal and an opportunity to build positive relationships in a safe and welcoming place.