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Microfinance loans are about breaking the cycle of poverty and debt, while creating a better future for people in our communities. Our interest free loan scheme helps people on low incomes to purchase significant household goods up to the value of $1200 without fees, charges or interest. Conditions apply. 

Our Miranda location provides low interest loans to individuals and families on low incomes who, including those working and those receiving Government benefits. Interest is charged at a fixed low rate and loans can be repaid over three years.


Chef Prepared Meals
We have a passion for delivering meals that are nutritious and delicious, using only the freshest ingredients
No Interest Loans

We support low-income earners by providing small loans with absolutely no interest, fees, charges or penalties. We also teach our clients budgeting skills and financial literacy to empower them to make informed financial decisions. Loans can be used for purchasing significant household items such as bedding, furniture, white goods, computer equipment, medical and dental costs, green slips and car repairs. Loans are available to people who: - Are on a low income - Are receiving income support from Centrelink - Hold a Centrelink concession card - Have lived in their current accommodation/residence for at least six months - Have a willingness and capacity to repay a loan. Click here to apply for a NILS loan. 

Contact BaptistCare directly for all enquiries about this facility and its services, or general care information.


Level 4, 29 Kiora Road
Miranda NSW, 2228

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Phone Number

0491 157 084

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Visiting Hours

9.00am to 4.00pm
Monday to Wednesday

Nana Sarkodieh, NILS Coordinator