You can use a NILS loan to purchase essential items including phones, household items and appliances, medical and dental bills, education, textbooks and car running costs. We can also provide fridges and TVs at a subsidised rate through our partnership with the NSW Department of Planning, Industry and Environment.
We offer loans of up to $1,500 and repayments are made fortnightly for a maximum period of 18 months. Repayments can be made through a bank transfer or we can help you set up Centrepay fortnightly deductions for Centrelink customers.
You may be eligible if any of these apply to you:
- Receiving income support from Centrelink or on a low income ($45k singles, $60k couples)*
- Lived in current accommodation for at least 3 months*
*There are exceptions, please contact us to discuss your situation.