We support low-income earners by providing small loans and engage in practical conversations to increase our clients' financial awareness.
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We support low-income earners by providing small loans and engage in practical conversations to increase our clients' financial awareness.
As an organisation that works closely with individuals and families suffering from financial hardship, BaptistCare HopeStreet is all too aware of what happens when someone doesn’t have access to fair and affordable financial support.
BaptistCare has partnered with Good Shepherd to offer interest-free loans of up to $2,000 for essential items and services for low income families and individuals across NSW providing clients an opportunity to pay nothing more than they originally borrowed.
Unexpected expenses are bound to pop up from time to time, such as unexpected car repairs or washing machine breaks down - creating stress and anxiety. NILS will pay the cost of these essential goods and services to the supplier / vendor directly, offering affordable repayment options for our clients.
How much can I borrow?
No Interest Loans (NILs) enable people and families access to fair, safe and affordable credit to purchase essential goods and services up to the maximum value of $2,000.
How does NILs work?
The No Interest Loan Scheme works through a ‘circular community credit’ process – which means when a borrower makes a repayment to NILS, the funds are then available for someone else in the community.
You can begin the process here, where you will be allocated a Case worker who will work alongside you to prepare your application, including a financial budget to make sure the loan is affordable in your situation. After your application is submitted our team will assess your application within 24-48 business hours, notify you the outcome, purchase the item for you on your behalf directly from the supplier and set up your repayments.
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Am I eligible?
You may be eligible if any of these apply to you:
Household Appliances
- Fridge
- Washing machine
- Dryer
- Freezer
- Dishwasher
- Microwave
- Stove / Oven
- Television
- Vacuum cleaner
Household Furniture
- Lounges
- Beds
- Dining table
- Baby items
- Car repairs
- Tyres
- Dryer
- Windscreen
- Vehicle Registration
- Dental
- Professional health services
- Vision related
- Computer
- Mobile phone
- Tablet
- Course fees
- Course materials
- School uniform
- School camp
- School band
- Musical instruments
- Household Repairs
- Relocation Costs
- Vet expenses
Household Appliances
- Fridge
- Washing machine
- Dryer
- Freezer
- Dishwasher
- Microwave
- Stove / Oven
- Television
- Vacuum cleaner
Household Furniture
- Lounges
- Beds
- Dining table
- Baby items
- Car repairs
- Tyres
- Dryer
- Windscreen
- Vehicle Registration
- Dental
- Professional health services
- Vision related
- Computer
- Mobile phone
- Tablet
- Course fees
- Course materials
- School uniform
- School camp
- School band
- Musical instruments
- Household Repairs
- Relocation Costs
- Vet expenses
Contact us to discuss your individual needs in confidence or learn more about how we can help.
Enquire about a loan by calling 1300 275 227 or by filling in the form below.
BaptistCare is aware of frauds/scams on social media that use our name and brand to offer financial products and loans. BaptistCare will never ask for banking or financial information, passwords or logins via social media.
Please note: BaptistCare is presently unable to process any loans for client’s located in the Sydney metro area. For alternatives providers, please consult Good Shepherd via https://goodshep.org.au/ or Phone 13 64 57.
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